Secure Your Future with an IUL Policy
Protect your financial future with IUL accounts
Secure your savings, grow your money tax-free, and ensure your family's peace of mind.
Learn how Indexed Universal Life (IUL) insurance accounts can help you build wealth while protecting your loved ones.
Benefits of IUL Accounts
Guaranteed Growth and Tax Advantages
Your money grows at competitive rates without the risk of loss, and it's tax-free growth..
Financial Flexibility
Access your savings for education, retirement, or emergencies without penalties.
Family Protection
Leave a secure financial legacy for your loved ones with life insurance coverage.
What is an IUL Account?
IUL (Indexed Universal Life) accounts are a financial tool that combines the benefits of life insurance with the growth of your savings, leveraging market returns without the risk of losing your money.
✔ Tax-free growth
✔ Protection against market losses
✔ Life insurance coverage for your family
Why Choose an IUL Over a 401(k)?
IUL
Protected growth, no risk of loss
Tax-free withdrawals and earnings
Access at any time without penalties
Payments for illness, accident, or death
Flexible payments according to your situation
401(K)
Exposed to market volatility
Taxed upon withdrawing funds
Penalties for early withdrawals before retirement
No benefits in case of death or accident
Fixed and limited payments
Why Choose Excell Financial Services?
Victor Agurto – CEO and Financial Advisor
At Excell Financial Services, our focus is to help you make informed and personalized decisions for your financial well-being.
Professional advice
Plans designed for your needs
Over 10 years helping the community
